Baccarat Game Rules

Dealing order of the game is Player, Banker, Player and Banker.

There are 8 decks of game cards used and no joker card is used in the game.

At the start of a new shoe, the dealer will draw a card from shoe and turn over. This will determine how many cards the dealer will burn, according to the Baccarat value, except a 10 or face card will result in 10 cards burned.

The cut card will be placed around the bottom of the shoe by random. When dealer draw the "cut" card, the current round will be the last round, more cards will be drawn in order to complete this last round. After the last round, cards will be shuffled.

After the last round, all cards will be shuffled and put into the shoe to start a new shoe.

Lucky Six: If Banker wins with 6 points, and if the player has betted in Lucky Six, then the payout would be 12:1 or 20:1.

You have 8 different choices for betting: Player, Banker, Tie, Player Pair, Banker Pair, Lucky Six, Player Natural, Banker Natural.

Bet Type Payout
Player 1:1
Banker 0.95:1
Player Pair 11:1
Banker Pair 11:1
Tie 8:1
Lucky Six 12:1 (If Banker wins with 6 points and no third card is drawn.)
20:1 (If Banker wins with 6 points and third card is drawn.)
Natural 7:2

Gameplay

Cards are given point values as follows: Ace = 1, 2-9 = face value, 10, J, Q and K = 0.

The score of the hand is the right digit of the total of the cards.

For example, if the two cards were an 8 and 7, then the total would be 15 and the score would be a 5. The scores will always range from 0 to 9. The suit is not considered.

By comparing Player hand’s point to Banker hand’s point, larger one is the winner.

For example: P(A,3,5) = 9 points win B(J,2,A) = 3 points. The hand closest to 9 wins.

If you bet on the Player and the Player wins, you are paid 1 for 1 winning on your bet.

If you bet on the Banker and the Banker wins, you are paid 1 for 1 minus 5% commission.

If you bet on Tie and result is Player or Banker win, you lose your bet.

If both the Player’s hand and the Banker’s hand have equal totals, the game result is a Tie.

If you bet on Player or Banker and the result is a Tie, all bet will be returned.

If you bet on Tie and result is Tie, your payoff is 8 to 1.

If either the Player or the Banker has a total of 8 or 9 on the first two cards no further cards are drawn. The resulting hand is called a natural and the hand is over. If both hands have the same value, it’s a Tie. Pair indicates whether Player or Banker’s first two cards are the same.

Third Card Rules

If the Player’s total is less than or equal to 5 the Player’s hand draws a third card.

Player
Total point of starting hand Third card rules
0, 1, 2, 3, 4, 5 Draw a third card
6, 7 Stand
8, 9 Natural winner

If the Player does not draw a third card, then the Banker’s hand stands on 6 or more and takes a third card on a total of 5 or less.

If the Player does take a third card then the Banker’s third-card-rules below will determine if the Banker takes a third card.

Banker
Total point of starting hand Third card rules
0, 1, 2 Draw a third card
3 If Player drew an 8, the Banker stands
4 If Player drew a 0, 1, 8, 9, the Banker stands
5 If Player drew a 0, 1, 2, 3, 8, 9, the Banker stands
6 If Player drew a 0, 1, 2, 3, 4, 5, 8, 9, the Banker stands
7 Stand
8, 9 Natural winner

Natural Rules

Banker Natural: If the sum of the points of Banker's first two cards is 8 or 9, betting on this bet type will win.

Player Natural: If the sum of the points of Player's first two cards is 8 or 9, betting on this bet type will win.

No Commission Baccarat Game Rules

The No Commission Baccarat game rules are the same as normal Baccarat, except there is no commission when the Banker wins, paying 1:1, unless the Banker wins with 6 points, then the payout will be 1:2.

Lucky Six: If Banker wins with 6 points, and if the player has betted in Lucky Six, then the payout would be 12:1 or 20:1.

You can bet on the following 8 results:
Player, Banker, Tie, Player Pair, Banker Pair, Lucky Six, Player Natural, Banker Natural.

Bet Type Payout
Banker 1:1 (If Banker wins with a card total of 6 points, wager will be half; if result is a draw, bet amounts are returned)
Player 1:1
Tie 8:1
Banker Pair 11:1
Player Pair 11:1
Lucky Six 12:1 (If Banker wins with 6 points and no third card is drawn.)
20:1 (If Banker wins with 6 points and third card is drawn.)
Natural 7:2

Bet limits apply to the whole table. Each bet type limit is shown in game (by the button beside the bet limit).

Cow Cow Baccarat Game Rules

You have 3 different choices for betting: Player, Banker, Tie.

When a player bet on Cow Cow Baccarat, player’s "balance" credit must be equal to or higher than 9 times of the "bet amount" (bet amount x odds of losing with 9 points). Player must be careful and aware of the betting requirement.

Winning hand Result Winning Odds on Banker Winning Odds on Player Losing Odds(x bet)
1 Point 1:1 1:1 1
2 Points 2:1 2:1 2
3 Points 3:1 3:1 3
4 Points 4:1 4:1 4
5 Points 5:1 5:1 5
6 Points 6:1 6:1 6
7 Points 7:1 7:1 7
8 Points 8:1 8:1 8
9 Points 8.55:1 8.55:1 9
Tie Refer to the Baccarat Game Rules
  • When the winning result = 9, system will deduct 5% for commission.
  • When player has a losing hand, refer to the above table for the loss amount.

Example 1: P(A, 2, 5) = 8 points win B(J, 2, A) = 3 points
If you bet on the Player, your payoff is 8 to 1.
If you bet on the Banker, your balance is deducted 8 times of bet amount.

Example 2: P(A, 3, 5) = 9 points win B(J, 2, A) = 3 points
If you bet on the Player, you are paid 9 to 1 minus 5% commission.
If you bet on the Banker, your balance is deducted 9 times of bet amount.

If both the Player’s hand and the Banker’s hand have equal totals, the game result is a Tie.
If you bet on Player or Banker and the result is a Tie, all bet will be returned.
If you bet on Tie and result is Tie, your payoff is 8 to 1.

Error Handling

If a network error occurs or the video stops during a started game, the company Rules state the game will continue until completed. When the network connection is resumed final results will be issued. If the game has not started, the game will be cancelled and all stakes will be refunded.

In seldom case, the scanner may not read each card successfully. In this situation, the dealer will re-scan the card until the system interprets.

Supplementary

The "Limit" values for Player and Banker pertain the limit of difference between "Player" and "Banker" bet amount, which mean any bet on "Player" will compensate and enlarge the same amount to the limit of "Banker" , vice versa.

The maximum RTP of the game (Baccarat game only) is 98.94%.